Mortgage Loan Officer

Business Development:

Develop new consumer relationships through the marketing of all bank products and services with a primary focus on Consumer Lending and Depository Products/Services.  Strategically market bank and bank products to targeted prospects to build new bank relationships and increase existing client portfolios. Work closely with Bank Partners to expand consumer and commercial relationships through marketing and referrals.  Market to and develop relationships with Real Estate Agents and other Centers of Influence in the assigned service area to ensure a fluid source of referrals.

Lending:

Source and develop mortgage loans for new and existing clients.  Maximize bank profitability through appropriate pricing of new loan originations, fee income, and the marketing of complimentary consumer and commercial products. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority as required by bank policy.

Relationship Management:

Support the bank’s strong relationship banking culture through on-going client contact, quality service, and superior product knowledge.  Pro-actively work with Bank Partners to expand consumer and commercial relationships.

Qualifications:

  • Must have a Bachelor’s degree in a related field or equivalent work experience.
  • Must have a minimum of two years’ experience in mortgage lending with knowledge and experience of FHA, VA, Conventional and Portfolio Loans.
  • Must demonstrate knowledge of mortgage lending products, applicable rules and regulations, and general bank policy related to lending.

To apply for this job email your details to gmclogan@asgteam.com